If you ever get a letter in the mail from Union Workers Credit Services do us both a favor and rip it to shreds. These people are a scam and they do not belong to a union, nor are they affiliated with Visa or MasterCard. These people are saying that you have been preapproved for a $10,000 Platinum card all you have to do is send them a $37 annual fee which is refundable when you purchase something using the $10,000 limit.

But when you read the fine print it says “You Have been approved for this platinum card membership offer because you satisfied certain consumer criteria. Visa and MasterCard are registered trademarks of Visa International and MasterCard INC. Respectively, and are unaffiliated with this offer or UWCS. Credit mount referenced herein shall not be construed to function as any type of multi-purpose credit card and is exclusively applicable for credit purchases from UWCS. Additional credit may be granted in the future at credit provider’s sole discretion. Failure to respond by expiration date will result in termination of your eligibility”.
This purely a scam, what do you get for your $37? A catalog where you can purchase products from UWCS at outrageous prices. Millions of people have fallen for this scam, don’t you be one of them. What did I do with my pre-approval letter? I burned it!

Some of you may be asking how I knew it was a scam. Well that is very simple I read the whole letter even the fine print, I also did not see any disclosure paper work that normally comes with credit card offers and third I did my research. You all need to do the same. Have you received any letters from them? Please post your comments!